PROPERTY INFORMATION

Please fill out below for the subject property you are seeking financing for

Property Street Address:

Property City:

Property County:

Property State:

Rental Income (Annual):

Property Taxes (Annual):

Property Insurance (Annual):

HOA Fees (Annual):

$

Estimated Value:

Number of Units:

Long-Term Rental*:

Short-Term Rental*:

Year Built:

Condominium Y/N?:

PUD Y/N?:

Vacant Y/N?:

$

1 -X-

1

Yes

*Long Term Rental refers to 1-8 unit residential properties that have long-term leases (12+ months) in place or are vacant

and planned to be rented at long term leases. Short Term Rental refers to 1-8 unit residential properties utilized as short

term vacation rentals or on homesharing platforms such as AirBNB or VRBO. Mixed Use properties are 2-8 unit

properties that have up to three commercial units. Please disclose the number of commercial units on the rent roll

section of this application to confirm eligibility.

* If you are seeking financing on a portfolio of properties, please provide a separate excel spreadsheet with the above

information for each individual property in the portfolio.

BORROWER REAL ESTATE PROFILE

Estimated FICO:

Estimated Net Worth:

Years of Experience:

740 $2,500,000

20 years

Rent or Own Home:

Estimated Liquid Assets:

# of Properties Owned/Flips

Rent

$800,000

25 Briefly describe your real estate experience and current portfolio: "I have extensive experience in real estate, specializing in buy-and-hold strategies for long-term and short-term rentals, residential assisted living, and fix-and-flip projects. My portfolio reflects diverse expertise, driven by a proven ability to identify opportunities and deliver results."

LOAN REQUEST

Loan Amount Request:

LTV Requested:

$

75%

Loan Structure Request:

30-Year Fixed Fully Amortizing :

30-Year Fixed (10-YR IO):

-X-

LOAN PURPOSE

Please complete this section if loan is an Acquisition

Purchase Price:

Expected Closing Date:

N/A

Please complete this section if loan is a Refinance

Current Debt Outstanding:

Current Debt Interest Rate:

Current Debt Monthly Payment:

Current Debt Maturity Date:

$

%

$

Property Purchase Date:

Property Purchase Price:

Documented Rehab $ Last 12 Mo.:

Date Property Last Listed for Sale:

$

$0.00

N/A

If purpose of loan is a Cash-Out Refinance (greater than $2,000 in proceeds), please provide a brief description of the use of the proceeds. Please note that using the proceeds for personal, family or household purposes is prohibited.

RENT ROLL

Please fill out the rent roll below for all units at the property. If any unit is vacant or utilized as a short-term rental (and you do not have 12 months of history), please use an estimate of market rent or projected STR revenue (such as from AirDNA or other data provider) as Monthly Rent.

#

1

2

1

4

5

6

7

8

Unit Type

SINGLE-FAMILY

N/A

N/A

N/A

Monthly Rent

$

1

Lease Start

TBD

1

Expiration*

TBD

1 *Use “STR” in these fields if unit is utilized as a short term rental. Use “MTM” if property is on a month-to-month lease

ENTITY INFORMATION (DISREGARD IF NOT APPLICABLE)

EasyRent mortgage loans may be extended to borrowers as individuals or to business entities such as

LLCs, partnerships, corporations as well as some types of Trust. Please check one of the boxes below,

and if the selection is “Entity,” please fill out the tables below. Note that any individual borrower to the

mortgage loan or >25% owner of the borrowing entity must fill out one of the following Borrower Info &

Declaration Pages and sign a guaranty upon close of loan. If the tables below do not apply or there

are less than four qualifying entity owners, please leave such sections blank.

Entity Name: HOME MERRIT, LLC

Tax ID: 99-4687689

State Filed: WYOMING

Good Standing? YES

Nested Entity? NO

Entity Address: 30 N Gould St Ste R Sheridan, WY 82801

Property Held in Name OF: HOME MERRIT, LLC

OWNERS W/> 25% INTEREST

Entity Type (Select One)

LLC: -X-

Corporation:

Partnership:

Trust:

N/A

####

1

2

3

4

FULL NAME

MATTHEW PAVONE

N/A

% OWNERSHIP

100%

1

Expiration*

TBD

1

BORROWER INFO

Full Name:

Date of Birth:

Social Security:

Full Home Address:

MATTHEW PAVONE

11/08/1982

001-74-9623

3851 E, VIEWCREST DR.

SLC, UT 84124

Mobile Phone #:

E-Mail Address:

Marital Status

Spouse Name (If Applicable):

(941) 320-9277

[email protected]

SINGLE

N/A

BORROWER DEMOGRAPHIC INFO

Ethnicity -X- Do not wish to provide

Race -X- Do not wish to provide

DECLARATIONS

Are there any outstanding judgments against you?

Have you declared bankruptcy within the last 7 years?

Have you had property foreclosed upon or given title of deed in lieu thereof in the last 7 years?

Are you party to a lawsuit?

Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure or judgment?

Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial

obligation, bond, or loan guarantee?

Are you obligated to pay alimony, child support, or separate maintenance?

Is part of the down payment borrowed?

Are you a co-maker or endorser on a note?

Are you a US Citizen?

Are you a permanent or non-permanent resident alien?

Do you intended to occupy the property as your primary residence or any other residence?

YES

Please provide explanations below if you answered YES to any of the above questions (excepting the question regarding

US Citizenship)

I submit this application to become qualified and approved for a loan for the purposes indicated above. I authorize the

loan originator to share this application with any successors and/or assigns they deem necessary. I hereby attest that all

the information I have provided is true and accurate to the best of my knowledge.

Borrower's Signature

Date

04/02/2026

LENDING APPLICATION

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